Clothing - Establish a budget for clothing, jewelry and toys and stick to it. Actually, since most people do restrict spending on these items somewhat, they have already established a budget. It just is not very defined or constrained. The trick is to sit down, decide how much money is enough for these items during the course of a year, pace yourself during the year and make sure to follow one rule: “”Do not go over budget.” Also, make sure your kids, when old enough, also have a budget they need to follow. When they understand that those $150 athletic shoes will prevent them from having something else, often the $30 shoes will do just fine. Find great clothing shopping sites here.
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